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Pride Lending LLC
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In PersonAt Pride Lending, every loan represents a real person, a real home, and a real future. We choose the honest path even when it's hard, with clients and with each other, and if we're not the best fit for someone, we say so instead of making the sale anyway. Loan size, credit score, or how clean a file looks doesn't change the level of service someone gets here. We'd rather stay excellent at the core loan products we work every day than jump on whatever's trending. Buyers, agents, title, processors, everyone on a file hears from us on a consistent cadence. This industry moves fast, and we've learned to move with it without losing our footing, correcting course when something breaks and building it into how we work going forward. Advancing LGBTQ+ homeownership and equitable access to housing is why Pride Lending exists, and getting there starts with a team who believes in the work. Licensed in Alabama, Arkansas, California, Colorado, Florida, Georgia, Kansas, Michigan, Minnesota, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
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Other Mortgage Solutions
Not every borrower or financial goal fits neatly into a traditional mortgage. Pride Lending offers specialized financing solutions for self employed borrowers, business owners, real estate investors, retirees and homeowners looking for more options. Depending on your needs, those may include bank statement loans, asset depletion, DSCR and other non QM programs, as well as Reverse Mortgages for eligible homeowners 62 and older. We'll help you understand what's available, how it works and whether one of these options makes sense for you.
Construction & Renovation Financing
Sometimes the right home isn't already built. Pride Lending can help with financing options for building a new home, renovating an existing property or turning a property that needs some work into the home you actually want. Construction and renovation financing can be more complicated than a standard mortgage, so we'll help you understand how the financing works, what to expect during the process and which options may fit your project.
🏡 Home Purchase Loans
Buying a home doesn't have to start with knowing which mortgage program you need. That's our job. Pride Lending is a mortgage brokerage helping homebuyers find financing that fits their goals, finances and circumstances. We work with multiple wholesale lenders and offer a wide range of options, including Conventional, FHA, VA, USDA, Jumbo and other specialized programs. We'll help you understand your options, compare the numbers and navigate the process from preapproval through closing. Everyone is welcome here.
LGBTQ+ Homebuyer Support
Pride Lending was built with the LGBTQ+ community in mind. Buying a home is personal, and you deserve to work with a mortgage professional who understands that your family, finances or life may not always fit neatly into someone else's assumptions. Whether you're buying with a spouse, partner, chosen family or on your own, we're here to help you navigate the process without judgment or awkward explanations. We're proud of our roots in the LGBTQ+ community and our commitment to serving communities that haven't always felt represented in the mortgage industry, and everyone is welcome here.
First Time Homebuyer Programs
Your first home probably comes with a lot of questions. How much do I need to put down? What can I actually afford? Is my credit good enough? Are there programs that can help? We'll walk you through it. Pride Lending offers a variety of first time homebuyer options, including low down payment mortgages and down payment assistance programs where available. We'll help you understand the costs, compare your options and build a realistic path toward homeownership. You don't need to know everything about mortgages before you call us. That's what we're here for.
Mortgage Refinancing
A mortgage isn't necessarily something you set once and forget. Refinancing may help you lower your interest rate or monthly payment, change your loan term, remove mortgage insurance, consolidate debt or access the equity you've built in your home. Pride Lending can help you look at the numbers and determine whether refinancing actually makes financial sense. If it doesn't, we'll tell you that too.